A new financial technology company is tackling one of commerce’s most costly inefficiencies: payment processing fees. Through its zero-fee blockchain platform, Paywaz.com LLC enables merchants and individuals to transact instantly—without the deductions, delays, or intermediaries that typically erode business margins.
Founded to make financial access fairer and more inclusive, Paywaz is pioneering a non-custodial, zero-fee payment ecosystem designed to help businesses retain more of what they earn while unlocking faster, frictionless global commerce.
Reimagining Digital Payments
Built on the Solana blockchain, Paywaz’s innovation centers on its PZ Coins Stablecoin Ecosystem—a family of hedged digital assets that maintain value through algorithmic rebalancing and diversified reserves rather than traditional fiat pegging. This approach offers greater price resilience and transparency than conventional stablecoins while eliminating transaction costs altogether.
The PZ Coins suite currently supports seven major currencies, including USD, GBP, EUR, CAD, AUD, NZD, and a gold-backed digital asset (PZ Gold XAU). By hedging rather than pegging, Paywaz introduces a new class of stable yet dynamic digital currencies that operate securely within a fully decentralized, non-custodial architecture.
Beyond Simple Payments
What began as a zero-fee transaction platform has evolved into a comprehensive financial ecosystem. Today, Paywaz integrates:
- Payments & Transactions: Instant, zero-fee merchant processing and ecommerce integrations.
- Workforce Solutions (Payroll/HR): Blockchain-enabled payroll with real-time, global settlement.
- Paywaz HealthNet: A blockchain-powered Electronic Health Record (EHR) platform giving patients full control and portability of their medical data.
- PZ Coins & Crypto Ghost Copy Trading: AI-driven, non-custodial trading tools for the next generation of digital investors.
As a FinCEN-registered Money Services Business (MSB) and SAM.gov UEI-registered U.S. entity, Paywaz operates within established regulatory frameworks while continuing to push technical and ethical boundaries in decentralized finance.
This dual focus—compliance and innovation—has earned the company industry recognition, including “Best Financial Services in the U.S.” at the Stellar Business Awards 2025.
Looking Ahead
Over the next two years, Paywaz aims to expand across the U.S., U.K., Europe, and Asia-Pacific, advancing its mission to make zero-fee digital finance the global standard. The company is currently developing its own blockchain network to enhance scalability, speed, and on-chain transparency while maintaining its non-custodial principles.
For businesses and consumers burdened by traditional payment costs, Paywaz represents more than a new technology—it’s a movement toward equitable, cost-free financial access.
Now in semi-stealth mode and live on Solana mainnet, Paywaz continues to build quietly yet ambitiously—scaling globally, empowering communities, and shaping the next era of digital payments one transaction at a time.
