In an industry increasingly dominated by automated systems and call centers, one Virginia mortgage broker has built a nationally-recognized practice on the foundation of direct, personal access. Duane Buziak has earned back-to-back Virginia Broker of the Year awards in 2024 and 2025, while ranking #114 among top mortgage officers in the country according to Scotsman’s Guide 2025.
The recognition represents a significant milestone in a competitive field where top performers are measured against thousands of licensed professionals nationwide. Buziak operates in the top 1% of brokers nationally, serving clients throughout Central Virginia from his base in Innsbrook, where he was named Local Business of the Year in both 2022 and 2024.
Building Trust Through Accessibility
What distinguishes Buziak’s approach is his commitment to personal availability. His corporate number routes directly to his cell phone, eliminating the automated menus and message systems typical of many financial services operations. This personalized mortgage service approach extends to seven-day-a-week availability for pre-approvals, which he offers without obligation.
The practice also utilizes what Buziak calls “NoTouch Credit” applications—soft credit checks that don’t impact clients’ credit scores during the initial pre-approval process. This feature addresses a common concern among first-time buyers who worry about multiple inquiries affecting their creditworthiness while shopping for the best rates.
Leveraging Industry Experience
Buziak’s career includes tenures as an Assistant Vice President at five separate banks, with experience spanning commercial lending, investment banking, management, and insurance. This background informs his current work with Coast2Coast Mortgage Lending, where he holds licenses in Virginia, Florida, Georgia, and Tennessee.
His client base includes both first-time homebuyers and experienced purchasers, with multiple zero-down payment options available depending on qualification. The practice specializes in VA and FHA loans and participates in the Homes For Heroes program, which provides benefits to military members, first responders, healthcare workers, and teachers.
Strategic Partnerships and Future Growth
Beyond mortgage products, Buziak has developed partnerships with real estate professionals and service providers to create potential savings throughout the home-buying process. These alliances include connections with realtors who offer discounts and what he describes as the lowest-cost title company in the country.
With access to hundreds of lenders, the practice positions itself as actively shopping for clients rather than pushing proprietary products. This broker model contrasts with direct lenders who offer only their own loan programs.
Buziak’s hundreds of five-star reviews on platforms like Experience.com and 68 written recommendations on LinkedIn suggest the fast-close mortgage services resonate with buyers in an environment where timing often determines whether deals succeed or fall apart. His stated goal is to double his current business volume, building on the momentum of consecutive national and regional awards.
